Insurance is an essential part of running any business. If you are operating a small business you need more than just property insurance. Taking out the right insurance will help protect your business and minimise its exposure to risk.
If you are operating your business from home, then your existing home and contents insurance may not cover your business activities, or your clients when they visit your business.
Risks to your business can arise for many reasons. Managing those risks is an important part of running your business.
Types of insurance Before choosing an insurance policy you will need to evaluate your business's insurance needs. Your insurance requirements vary considerably depending on the type of business you operate.